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Privacy Policy

Last Updated: 27 Nov 2025

The Financial Vines ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services (collectively, the "Services").

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect includes:

a. Personal Data

Personally identifiable information, such as your name, email address, date of birth, and demographic information that you voluntarily give to us when you register with the Services.

b. Financial Data

Financial information, such as data related to your income, expenses, debts, investments, credit score, and financial goals, that you provide when using our financial calculators, planners, and AI tools (e.g., Loan Tracker, FIRE Calculator, Budget Planner).

c. Derivative Data

Information our servers automatically collect when you access the Services, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Services.

d. AI and Usage Data

We collect the questions, prompts, and inputs you provide to our AI-powered features (e.g., "AI Doubt Solver", "AI Financial Advisor"). We also collect data on how you interact with our Services, including features used and content viewed, to train our AI models and improve our Services.

2. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Services to:

  • Create and manage your account.
  • Provide and improve our Services, including our financial tools and AI features.
  • Analyze usage and trends to improve your experience with the Services.
  • Train and enhance our artificial intelligence models to provide more accurate and relevant insights.
  • Anonymize and aggregate data for research, analytics, and business intelligence purposes, which we may use or sell.
  • Communicate with you about your account or our Services.
  • Provide you with targeted advertising, promotions, and offers.
  • Resolve disputes and troubleshoot problems.

3. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

a. By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

b. Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including data analysis, hosting services, customer service, and marketing assistance. This includes sharing data with AI service providers (like Google AI) to power our generative features.

c. Marketing Communications

With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.

d. Sale or Bankruptcy

If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity. If we go out of business or enter bankruptcy, your information would be an asset transferred or acquired by a third party.

e. Affiliates

We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.

f. Aggregated or Anonymized Data

We may share, sell, or otherwise disclose aggregated or anonymized data, which cannot reasonably be used to identify you, for any business purpose.

4. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

5. Your Rights and Choices

You have certain rights regarding your personal data. Depending on your jurisdiction, these may include the right to:

  • Access, update, or delete the information we have on you.
  • Object to the processing of your personal data.
  • Request that we restrict the processing of your personal information.
  • Withdraw your consent at any time where we relied on your consent to process your personal information.

You can review or change the information in your account or terminate your account at any time by logging into your account settings.

6. Policy for Children

We do not knowingly solicit information from or market to children under the age of 13. If we learn that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible.

7. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: jobsarusonlinepvtltd@gmail.com