The Financial Vines

Policies & Disclaimer

The Financial Vines is a product by Jobsarus Online Pvt. Ltd. Your use of this platform is subject to the following policies.

Privacy Policy

Your privacy is important to us. We collect minimal personal information, primarily for authentication and personalization purposes. We do not sell your data to third parties. Our AI features may process your inputs to provide responses, but we do not store this data long-term for purposes other than improving our services.

Terms of Service

By using The Financial Vines, you agree to use our tools and information for personal, non-commercial purposes. You agree not to hold us liable for any financial decisions you make. The content is for informational purposes only.

Cookie Policy

We use essential cookies to manage your session and preferences. We do not use third-party tracking cookies for advertising purposes.

Disclaimer & Risk Disclosure

Last Updated: 27 Nov 2025

The information and services provided by The Financial Vines, a product of Jobsarus Online Pvt. Ltd. (“The Financial Vines,” “Jobsarus Online Pvt. Ltd.,” “we,” “us,” or “our”) on this website and any associated platforms, including but not limited to tools, calculators, articles, videos, AI-generated content, newsletters, social media posts, and any other resources (collectively, the “Platform”), are provided strictly for general informational and educational purposes only.

By accessing or using this Platform in any manner, you expressly agree that you have read, understood, and accepted this Disclaimer & Risk Disclosure in full. If you do not agree, you must immediately stop using the Platform.

Important: This disclaimer itself is not legal advice. You should consult your own qualified lawyer to review whether this wording fits your specific legal and regulatory requirements.

1. No Financial, Investment, Legal, or Tax Advice

1.1. Nothing on this Platform should be interpreted as:
  • Financial advice
  • Investment recommendation
  • Securities or commodities advice
  • Legal advice
  • Tax advice
  • Accounting or professional advisory of any kind

1.2. All content, including tools, explanations, examples, case studies, sample portfolios, videos, or AI-generated responses, is educational and informational in nature only.

1.3. We do not know your personal financial situation, risk profile, goals, income, liabilities, tax slab, or legal constraints. Therefore, any content on this Platform cannot and does not constitute personalized or tailored advice for you.

1.4. You must not treat any information on this Platform as a recommendation to:
  • Buy, sell, or hold any financial product, security, or asset
  • Follow any specific investment strategy
  • Take or avoid any particular financial, legal, or tax-related action
1.5. Before making any financial or investment decision, you should:
  • Conduct your own independent research, and
  • Consult a SEBI-registered investment advisor, qualified financial planner, chartered accountant, or legal professional who is fully aware of your individual situation.

2. AI-Generated Content & Automated Tools

2.1. Several features on the Platform use generative artificial intelligence (AI) and other automated systems. This includes, but is not limited to:
  • AI-driven analysis and explanations
  • Scenario simulations
  • Calculators and estimators
  • Summaries, comparisons, and suggestions
2.2. AI models are not perfect. They can:
  • Make mistakes
  • Misinterpret data
  • Produce outdated, incomplete, or inaccurate information
  • Miss important context or regulatory changes

2.3. Any AI-generated output (including “insights,” “recommendations,” or “strategies”) is provided “as is” and is to be treated as illustrative only.

2.4. You must not rely on AI output as the primary basis for any financial decision. You should always:
  • Double-check information using independent, reliable, and up-to-date sources, and
  • Consult a human professional before acting.
2.5. We do not guarantee, and expressly disclaim, that any AI-generated content will be:
  • Accurate
  • Complete
  • Suitable for your circumstances
  • Compliant with current rules or regulations

2.6. By using any AI feature on the Platform, you acknowledge and agree that you alone bear full responsibility and risk for how you use, interpret, or act upon such content.

3. No Portfolio Management, Execution, or Signal Service

3.1. The Financial Vines does not:

  • Manage your portfolio
  • Execute trades on your behalf
  • Provide real-time buy/sell signals
  • Guarantee any entry/exit level, stop-loss, or profit target

3.2. If any examples, charts, or strategies appear on the Platform, they are hypothetical, educational illustrations only and do not represent actual, recommended, or promised trades.

3.3. You are fully responsible for all orders you place in your own demat, trading, crypto, or any other investment account.

4. Accuracy, Completeness, and Timeliness of Information

4.1. While we strive to provide high-quality, accurate, and updated information, we do not make any representation or warranty of any kind, express or implied, regarding: Accuracy, Adequacy, Validity, Reliability, Availability, Completeness, or Timeliness.

4.2. Financial markets, products, regulations, tax rules, and economic conditions change frequently and sometimes suddenly. Content on the Platform may become outdated, incorrect, or incomplete without prior notice.

4.3. We do not undertake any obligation to update or correct information once published, unless we choose to do so at our sole discretion.

5. Investment Risk, Loss of Capital & Volatility

5.1. All investments carry risk. This includes, but is not limited to: Loss of capital (partial or full), Market risk, Liquidity risk, Credit risk, Interest-rate risk, Regulatory and political risk, Currency/FX risk, Platform/technology risk.

5.2. Past performance is not, and never will be, a guarantee of future results. Any reference to historical returns, back-tested strategies, or user experiences is purely illustrative.

5.3. Any expectation of returns, “targets,” or “goals” mentioned on the Platform are not guarantees. There is no assurance that any plan, strategy, or method discussed will work for you or anyone else.

5.4. By using this Platform, you accept that you alone are responsible for any profits, losses, or consequences arising from your financial decisions.

6. User Responsibility & Due Diligence

6.1. You understand and agree that you are using the Platform entirely at your own risk.

6.2. It is your responsibility to:

  • Verify all information independently
  • Assess whether any content is suitable for your personal situation
  • Understand all risks related to any financial product or decision
  • Comply with all applicable laws, regulations, and tax obligations in your jurisdiction

6.3. You should never invest money you cannot afford to lose, and you should always consider your risk tolerance, time horizon, and financial stability before making any decision.

7. No Professional-Client, Fiduciary, or Advisory Relationship

7.1. Your use of the Platform, purchase of any product, or interaction with any content from The Financial Vines does not create: A financial advisor–client relationship, A fiduciary relationship, A legal or tax advisor–client relationship, or Any formal or informal professional advisory relationship of any kind.

7.2. We act purely as an educational content provider. Any interpretation by you beyond that is at your own risk and is expressly disclaimed by us.

8. External Links, Third-Party Content & Services

8.1. The Platform may contain links to third-party websites, tools, platforms, or services, or may display third-party content (collectively, “Third-Party Resources”).

8.2. Third-Party Resources are not under our control. We do not: Investigate, monitor, or audit their content, Endorse or guarantee their accuracy or quality, or Assume any responsibility for their actions, omissions, products, or services.

8.3. If you access third-party websites or use third-party tools through links on our Platform, you do so entirely at your own risk. Any dispute or issue arising from such use is strictly between you and the third party.

9. Earnings, Testimonials, and Forward-Looking Statements

9.1. Any references to: Earnings, Savings, Returns, Case studies, Testimonials, or “Success stories” are not typical, not guaranteed, and may not be achievable by you.

9.2. Any forward-looking statements (including projections, expectations, or future scenarios) are inherently uncertain and subject to various risks and assumptions. Actual outcomes may differ materially and negatively from what is discussed.

9.3. You must not interpret any such statements as promises, guarantees, or assured outcomes.

10. Limitation of Liability

10.1. To the maximum extent permitted by applicable law, The Financial Vines, Jobsarus Online Pvt. Ltd., its founder Himani Chaudhary, and all of their respective directors, officers, employees, agents, contractors, and affiliates shall under no circumstances be liable to you or any third party for any type of damages, whether: Direct, Indirect, Incidental, Consequential, Special, Punitive, or Exemplary arising out of or relating to your use of (or inability to use) the Platform or any content.

10.2. This includes, without limitation, liability for: Financial loss, Trading losses, Loss of income, profit, or opportunity, Business interruption, Loss or corruption of data, Computer or network damage, malware, or viruses, or Errors, omissions, interruptions, delays, or failures of performance.

10.3. Even if we have been advised of the possibility of such damages, our total aggregate liability, if any, shall be limited to the lesser of: The amount you may have paid (if any) for access to the specific paid feature giving rise to the claim, or The minimum amount required by applicable law.

10.4. If any jurisdiction does not allow the exclusion or limitation of certain damages, our liability shall be limited to the maximum extent permitted in that jurisdiction.

11. Indemnification

11.1. You agree to indemnify, defend, and hold harmless: The Financial Vines, Jobsarus Online Pvt. Ltd., Founder Himani Chaudhary, and Their respective directors, officers, employees, agents, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses, including reasonable legal fees and expenses, arising out of or related to:

  • Your use of or access to the Platform
  • Your violation of this Disclaimer or any terms of use
  • Your violation of any law or third-party right
  • Your reliance on any information or tools provided by the Platform

11.2. This obligation will survive any cessation of your use of the Platform.

12. Jurisdiction, Governing Law, and Severability

12.1. This Disclaimer shall be governed by and construed in accordance with the applicable laws of the jurisdiction where Jobsarus Online Pvt. Ltd. is registered, without regard to conflict of law principles, subject always to mandatory consumer protection laws where applicable.

12.2. Any dispute arising out of or connected with your use of the Platform shall, subject to applicable law, be subject to the exclusive jurisdiction of the competent courts in such jurisdiction.

12.3. If any provision of this Disclaimer is held to be invalid or unenforceable by a court of competent authority, such provision shall be enforced to the maximum extent possible, and the remaining provisions shall continue in full force and effect.

13. Acceptance of Terms & Use at Your Own Risk

13.1. By accessing or using the Platform in any way, you: Confirm that you have read and understood this Disclaimer & Risk Disclosure; Agree that you are solely and fully responsible for your financial decisions; Accept that you are using the Platform entirely at your own risk; and Provide a full and unconditional release of any and all claims against The Financial Vines, Jobsarus Online Pvt. Ltd., founder Himani Chaudhary, and all related parties arising from your use of the Platform or reliance on its content.

13.2. If you are dissatisfied with the Platform, its content, or any part of these terms, your sole and exclusive remedy is to immediately stop using the Platform.