Terms & Conditions
Last Updated: 27 Nov 2025
1. Agreement to Terms
By using our website, tools, and services (collectively, the "Services"), you agree to be bound by these Terms and Conditions. If you do not agree, you must not access or use the Services. Our Disclaimer & Risk Disclosure and Privacy Policy are incorporated by reference into these Terms.
2. User Registration
You may be required to register to use certain features. You agree to keep your password confidential and will be responsible for all use of your account. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate or obscene.
3. Intellectual Property Rights
Unless otherwise indicated, the Services are our proprietary property. All source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (collectively, the "Content") and the trademarks are owned or licensed to us. The Content is provided for your personal, non-commercial use only.
4. Prohibited Activities
You may not access or use the Services for any purpose other than that for which we make them available. Prohibited activities include, but are not limited to:
- Systematically retrieving data to create a competing database.
- Attempting to impersonate another user or person.
- Using any information obtained from the Services to harass, abuse, or harm another person.
- Engaging in any automated use of the system, such as using scripts to send comments or messages.
- Interfering with, disrupting, or creating an undue burden on the Services.
- Attempting to bypass any measures designed to prevent or restrict access to the Services.
5. Services and Tools Disclaimer
All calculators, AI-generated content, articles, and other tools provided on The Financial Vines are for informational and educational purposes only. They do not constitute financial, investment, legal, or tax advice. We do not guarantee the accuracy, completeness, or suitability of any information provided and are not responsible for any errors or omissions, or for the results obtained from the use of such information.
6. User Generated Content
When you post content, such as messages in the community chat, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content in connection with the Services. You are solely responsible for your content and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your content.
7. Limitation of Liability
In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Services, even if we have been advised of the possibility of such damages. Our full Limitation of Liability is detailed in our Disclaimer & Risk Disclosure.
8. Term and Termination
These Terms and Conditions shall remain in full force and effect while you use the Services. We reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Services (including blocking certain IP addresses), to any person for any reason, including for breach of any representation, warranty, or covenant contained in these Terms.
9. Governing Law
These Terms shall be governed by and defined following the laws of the jurisdiction where our parent company, Jobsarus Online Pvt. Ltd., is registered. Any disputes shall be resolved in the competent courts of that jurisdiction.
10. Contact Us
To resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at: jobsarusonlinepvtltd@gmail.com