Smart Car Buying

Car Affordability Calculator

Rule-based eligibility paired with real-world monthly ownership costs to find your true automotive budget.

On-Road Price (₹)

Down Payment (₹)

Monthly Salary (₹)

Interest Rate (%)

KMs / Month

Mileage (kmpl)

Fuel (₹/L)

Service / Mo.

Insurance / Yr

Max Affordable Price

₹0

As per 30-4-20 Rule

Your Monthly EMI

₹0

12.4% of salary

All-in Ownership Cost

₹0

EMI + Run Costs

Loan Tenure

48 Months

Fixed Duration

Eligible

Your current plan fits the conservative 30-4-20 affordability framework perfectly.

Down Payment Check33.3% / 30.0%

Total Interest

₹1,16,689

Cost of Borrowing

Total Outflow

₹7,16,689

Principal + Interest